COVID-19 Business Resources
COVID-19 is having a significant impact on the business community. At the City of Henderson, we continue to be the strongest and most reliable resource for our local business owners. We are in this together and will assist you in each step of the way so that you can move your business forward.
We are available by phone, email or you may request an appointment.
Office Hours: Monday through Thursday, 7:30 a.m. – 5:30 p.m.
Email: [email protected]
Phone: (702) 267-1650, voicemails will be returned within 24-48 hours.
› Phase 2 Reopening Key Information
Attention: (05/26/2020) Governor Sisolak has released information on Phase 2: Roadmap to Recovery reopening plans,that will begin on Friday, May 29th.
We encourage you to read Governor Sisolak’s press release on Phase 2 located here.
A Phase 2 Directive and industry specific guidance will be released on 05/27/2020 and can be located on Nevada Health Response’s website located here.
› Phase 1 Reopening Key Information
Attention: (05/07/2020) Governor Sisolak has released Guidelines and Protocols for Reopening. The Statewide Standards and Business Guidelines set forth in this document were developed with the Local Empowerment Advisory Panel (LEAP) to individuals, employers, and businesses through Phase 1.
⋅ Phase 1 Guidelines and Protocols for Reopening can be located here.
⋅ Southern Nevada Reopening Guide for businesses can be located here.
⋅ Curbside Commerce Safety Protocols can be located here.
⋅ SNHD Take Out and Curbside Pick Up Guidelines can be located here.
Financial Resources for Businesses
› CARES Act
The Coronavirus Aid, Relief and Economic Security (CARES) Act was signed into law on March 27, 2020 and is designed to support individuals and businesses dealing with the economic and health impact of the coronavirus. The Small Business Administration (SBA) and the Department of Treasury are guiding the programs created through the CARES Act. Listed below are the four, primary small business assistance programs covered under the CARES Act, which may be beneficial to your business.
A useful guide for more information on CARES Act can be located here.
› Paycheck Protection Program (PPP)
As of 04/27/2020 – On Monday, April 27, the Small Business Administration (SBA) has resumed accepting Paycheck Protection Program Loan Applications from approved SBA bank lenders on behalf of eligible borrowers.
SBA’s Paycheck Protection Program covers the compensation of your employee payroll, insurance, utilities and other operational expenses. The Paycheck Protection Program (PPP) is designed to provide a direct incentive for small businesses to keep workers on the payroll. The PPP is a forgivable loan available for small businesses, 501(c)3, 501(c)19, and tribal businesses that meet the SBA small business designation, along with sole proprietors and independent contractors. Companies must have been operational by 02/15/2020. Other restrictions apply.
Paycheck Protection Eligibility Criteria: Borrowers do not need to demonstrate economic hardship but rather certify in good faith that their business has been affected by the current economic crisis. The organization must have been operational by 02/15/2020 to qualify. Borrowers apply through banks certified in SBA 7(a) lending. Applicants must submit a Paycheck Protection Program Application form and recent tax documents.
PPP Brief Overview: Loan is equal to 250% average monthly payroll, unspent amount rolls over into a low interest loan, funds spent on qualifying expenses over 8 weeks can be forgiven and $10M maximum funding amount.
Paycheck Protection Program application and additional information on this program can be located here.
Please contact the Small Business Administration (SBA) at (800) 659-2955 for any additional information.
› Paycheck Protection Program (PPP) Loan Forgiveness
As of 05/15/20: The Small Business Administration (SBA), in consultation with the Department of the Treasury, released the Paycheck Protection Program (PPP) Loan Forgiveness Application and detailed instructions for the application. For key information on PPP’s Loan Forgiveness, please click here.
For the application guidelines and instructions please click here
› Economic Injury Disaster Loans (EIDL)
SBA’s EIDL covers a wide range of business expenses for funds lost. Also known as the “SBA Disaster Loan,” the EIDL is an extension of the existing disaster loan program. Businesses may apply for both EIDL and PPP, although funds cannot be used for the same purpose.
EIDL Brief Overview: $2M maximum funding amount, 3.75% interest rate and $10,000 advance can be obtained within 3 days *repayment not required on advance amount. Please contact the Small Business Administration (SBA) at (800) 659-2955 for any additional information.
SBA’s Disaster Loan Application and additional information can be located here.
› Economic Injury Disaster Loans Advance
This loan advance will provide up to $10,000 of economic relief to businesses that are currently experiencing temporary difficulties. Additional information can be located here.
› Express Bridge Loans
SBA’s Express Bridge Loans enables small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 quickly.
Additional information on Express Bridge Loans can be located here.
› Debt Relief
SBA’s Debt Relief program covers non-disaster, business loan payments for six months including principle, interest and fees. Debt Relief Brief Overview: $2M maximum funding amount, SBA guaranteed up to 75% and forgives current loan payments. Please contact the Small Business Administration (SBA) at (800) 659-2955 for any additional information. Additional information on SBA’s Debt Relief program can be located here.
› HUBZone Program
In response to COVID-19, SBA has launched a HUBZone program which provides small businesses in historically under-utilized business zones more flexibility to comply with requirements. There are three qualified areas in Henderson for HUBZone. To locate a qualified area, please refer to the HUBZone map located here.
Check out this fact sheet for more details located here.
Additional information on the HUBZone program can be located here.
› Taxes: Deferment and Credits
› Payroll Tax Deferment
Defer your share of business Social Security taxes until 2022, funds must be paid back, 50% of the deferral must be paid by 12/2021, with the remaining 50% paid by 12/2022.
› Employee Retention Credit
Refundable Tax Credit equal to 50% of qualified wages, and max credit per employee is $5,000.
Eligibility and How to Apply: Employers of all sizes are eligible, businesses and sole proprietorship’s qualify, payroll taxes can be deferred until July 15, 2020 and refer to your financial team on changes in the payroll process. All penalties for social security tax non-payment when filing weekly or biweekly payments will be waived.
› Main Street Lending Program
The Federal Reserve has announced that it is establishing a Main Street Lending Program (Program) to support lending to small and medium-sized businesses that were in sound financial condition before the onset of the COVID-19 pandemic. The Program will operate through three facilities: the Main Street New Loan Facility (MSNLF), the Main Street Priority Loan Facility (MSPLF), and the Main Street Expanded Loan Facility (MSELF). Lending program at a glance: Loan Amounts are $1 million to $25 million for new loans and $150 million for expanded loans, secured overnight financing rate (SOFR), origination fee of 1%, potential 1% facility fee on new loans, term amount would be 4 years with a 1 year deferment, and the basic eligibility criteria would be no more than 10,000 employees or $2.5 billion in annual revenue. Term sheets can be located here. For additional information on Main Street Lending Program, please visit their website here.
Nevada Department of Employment, Training and Rehabilitation (DETR)
› Pandemic Unemployment Assistance (PUA)
As of 05/14/2020 – In response to COVID-19, the Nevada Division of Employment, Training and Rehabilitation (DETR) has implemented and launched a NEW filing system for Nevada residents who have been affected by the pandemic to receive benefits. This is completely separate from filing; for traditional unemployment insurance benefits. Nevadans who are self-employed—including gig economy workers, independent contractors, and people with part-time jobs—can now file for unemployment insurance starting May 16. You can locate additional information on Pandemic Unemployment Assistance (PUA) here.
For information on Rapid Response assistance call (775) 684-0362 or email [email protected]
Additional Resources for Businesses
› Environmental Protection Agency (EPA)
EPA has released Guidance for Disinfecting, Cleaning and Addressing Water Quality Challenges Related to Coronavirus (COVID-19). EPA Guidance can be located here. For additional information on disinfecting, cleaning and addressing water quality, please visit EPA’s website located here.
› The Environmental Science, Policy, and Research Institute (ESPRI)
ESPRI has developed a brief guidance material to help those who are responsible for maintaining building water systems. As buildings have been shut down or used less frequently, building water quality degradation becomes a silent but serious issue. This document is meant as a starting point to bring awareness of the issue of water quality degradation in building plumbing when it is not used, or water use is significantly reduced.
⋅ Coronavirus Building Flushing Guidance can be located here.
⋅ Reducing Risk to Staff Flushing Buildings Guidance can be located here.
⋅ For additional information and resources, please visit ESPRI’s website located here.
› Southern Nevada Health District (SNHD)
The Southern Nevada Health District in response to reduced visitor occupancy within the Clark County area (due to COVID-19 pandemic) is reaching out to local hotel operations staff soliciting information regarding prevention of Legionnaires, Disease. If you would like additional information on how your facility can help prevent a Legionnaires’ Disease outbreak, check out the Center for Disease Control and Prevention (CDC) links below.
SNHD strongly encourages businesses to complete and review the following:
⋅ CDC Prevent Legionnaires’ Disease Training can be completed here.
⋅ SNHD Legionnaires’ Disease (Legionellosis) Resource Library can be located here.
⋅ For additional information and resources, please visit SNHD’s website located here.
Employer and Local Resources
City of Henderson, Business Licensehas compiled a list of non-essential and essential businesses according to the State of Nevada.
Henderson Chamber of Commercehas a local network of businesses and can assist with providing resources to businesses located in Henderson.
Las Vegas Global Economic Alliance has a statewide network of business, industry, trade and economic development organizations working together to share information and provide resources to Nevada businesses during the COVID-19 pandemic.
Nevada Department of Employment, Training and Rehabilitation (DETR)has compiled multiple resources regarding unemployment claims and job seeking on their website. Unemployment information for claimants and employers can be located on their website. For information on Rapid Response assistance call (775) 684-0362 or email [email protected]
Workforce Connectionshas compiled a list of companies currently hiring in addition to a list of resources for employers.
Department of Labor (DOL)The Department of Labor has compliance assistance materials to help workers and employers understand their rights and responsibilities under the Worker Adjustment and Retraining Notification Act (WARN).
Small Business Administration (SBA)The Small Business Administration provides low-interest disaster loans to help businesses and homeowner’s recover from declared disasters.
Nevada JobConnectEmployers who may have open positions to fill, please call the Nevada JobConnect Business Services Office at (702) 486-0129.
TechImpactTechImpact has free resources to help nonprofits prepare staff for working remotely.
Department of Business and Industry (B&I)has developed a Resource Center and is provided for business owners/entrepreneurs so they can plan for what happens next to their businesses during these uncertain times and helps them navigate the new challenges as they restart their operations.
Governor’s Office of Economic Development (GOED)has provided a compilation of online resources for businesses during this challenging time.
Water Street District Business Association (WSDBA)has compiled news and resources for Water Street District business owners.
Las Vegas Review Journalis offering businesses a free platform to communicate with customers, both online and in print. Businesses can upload and update information online or by phone at (702) 383-0383.